NBFC-CIC-REPORTmediumReserve Bank of India
NBFC-CIC-REPORT — Credit Information Reporting
Monthly submission of borrower credit information to all credit information companies, within the timelines set by the Reserve Bank.
- Due
- 10th of the following month
- Frequency
- Monthly
- If it lapses
- Penalty under the CIC (Regulation) Act, plus customer disputes on credit records
- Statutory reference
- Credit Information Companies (Regulation) Act 2005
Who has to file it
Every one of these has to hold before NBFC-CIC-REPORT binds an entity:
- RBI-registered NBFC
- Base Layer (NBFC-BL), Middle Layer (NBFC-ML), Upper Layer (NBFC-UL) and Top Layer (NBFC-TL)
- Usually owned by:
- Accountant
- Typical effort:
- 2 hours
Common questions
- When is NBFC-CIC-REPORT due?
- 10th of the following month. It falls due every month.
- Who has to file NBFC-CIC-REPORT?
- It applies to RBI-registered NBFC and Base Layer (NBFC-BL), Middle Layer (NBFC-ML), Upper Layer (NBFC-UL) and Top Layer (NBFC-TL).
- What is the penalty for filing NBFC-CIC-REPORT late?
- Penalty under the CIC (Regulation) Act, plus customer disputes on credit records
This is the standing statutory position. The government extends deadlines often, and an extension is not reflected here until the rule is updated. Mallah Software Services Private Limited is a software company and not a firm of company secretaries or chartered accountants — nothing here is legal, tax or secretarial advice. Confirm the date with your professional before relying on it. See the Professional Disclaimer.