NBFC-CRILC — Central Repository of Information on Large Credits
Monthly CRILC return of borrowers with aggregate exposure of ₹5 crore or more, within 15 days of the month end, filed as nil where there are none. Owed by Upper and Middle Layer NBFCs other than core investment companies, and by Base Layer investment and credit companies, micro-finance institutions and factors with assets of ₹500 crore or more.
- Due
- 15th of the following month
- Frequency
- Monthly
- If it lapses
- Penalty under s.58G of the RBI Act
- Statutory reference
- Paras 21(5) and 22, RBI (Non-Banking Financial Companies - Supervisory Returns) Directions 2026 (RBI/DoS/2026-27/466)
Where this date comes from
- The instrument
- Paras 21(5) and 22, RBI (Non-Banking Financial Companies - Supervisory Returns) Directions 2026 (RBI/DoS/2026-27/466)
- The authority
- Reserve Bank of India
Mallah Software Services Private Limited has not independently verified this against the gazette. The citation above is the instrument this date is taken from, and it is exact enough for a professional to check. Inside Lawzer a company secretary or chartered accountant can record that they have checked it, against the rule as it read on the day — and that record is withdrawn automatically if the rule later changes. A date nobody has checked says so.
Who has to file it
Every one of these has to hold before NBFC-CRILC binds an entity:
- an NBFC in the Middle or Upper Layer, or in the Base Layer with assets of ₹500 crore or more
- Filed on:
- RBI CIMS
- Usually owned by:
- Accountant
- Typical effort:
- 2 hours
Common questions
- When is NBFC-CRILC due?
- 15th of the following month. It falls due every month.
- Who has to file NBFC-CRILC?
- It applies to an NBFC in the Middle or Upper Layer, or in the Base Layer with assets of ₹500 crore or more.
- What is the penalty for filing NBFC-CRILC late?
- Penalty under s.58G of the RBI Act
- Where is NBFC-CRILC filed?
- RBI CIMS.
Get told before NBFC-CRILC is due
We will email you a week before the next one, and before each one after that.
One email per occurrence of NBFC-CRILC, and nothing else — no newsletter, no other obligations, and your address is never sold or passed on. We send a link to confirm first, and nothing goes out until you follow it. Every message has a one-click link to stop. See the Privacy Policy.
This is the standing statutory position. The government extends deadlines often, and an extension is not reflected here until the rule is updated. Mallah Software Services Private Limited is a software company and not a firm of company secretaries or chartered accountants — nothing here is legal, tax or secretarial advice. Confirm the date with your professional before relying on it. See the Professional Disclaimer.