ECB-FORM-LRNcriticalReserve Bank of India

ECB-FORM-LRN — Loan Registration Number for an External Commercial Borrowing

No drawdown may be made until the Reserve Bank allots a Loan Registration Number. Form ECB, certified by the company secretary or statutory auditor, is submitted through the AD bank within 7 days of signing the loan agreement.

Due
7 days from signing the loan agreement
Frequency
Event based
If it lapses
Compounding under FEMA s.13 — up to 300% of the amount involved — ₹2,00,000
Statutory reference
FEM (Borrowing and Lending) Regulations 2018, as amended 16 Feb 2026

Who has to file it

Every one of these has to hold before ECB-FORM-LRN binds an entity:

  • has an external commercial borrowing
Filed on:
AD Category-I bank
Usually owned by:
Company Secretary
Typical effort:
6 hours

Common questions

When is ECB-FORM-LRN due?
7 days from signing the loan agreement. It falls due whenever the triggering event happens.
Who has to file ECB-FORM-LRN?
It applies to has an external commercial borrowing.
What is the penalty for filing ECB-FORM-LRN late?
Compounding under FEMA s.13 — up to 300% of the amount involved — ₹2,00,000
Where is ECB-FORM-LRN filed?
AD Category-I bank.

This is the standing statutory position. The government extends deadlines often, and an extension is not reflected here until the rule is updated. Mallah Software Services Private Limited is a software company and not a firm of company secretaries or chartered accountants — nothing here is legal, tax or secretarial advice. Confirm the date with your professional before relying on it. See the Professional Disclaimer.

Other FEMA / RBI obligations