NBFC-D-LIQUIDcriticalReserve Bank of India

NBFC-D-LIQUID — Liquid Asset & Statutory Reserve — Deposit Taking

A deposit-taking NBFC must invest the prescribed percentage of its deposits in approved liquid assets, and transfer 20% of net profit to the statutory reserve before declaring any dividend.

Due
15th, 1 month after quarter end
Frequency
Quarterly
If it lapses
Interest payable to the Reserve Bank on the shortfall under s.45-IB(3)
Statutory reference
s.45-IB and s.45-IC, Reserve Bank of India Act 1934

Who has to file it

Every one of these has to hold before NBFC-D-LIQUID binds an entity:

  • RBI-registered NBFC
  • deposit-taking NBFC
Usually owned by:
Accountant
Typical effort:
3 hours

Common questions

When is NBFC-D-LIQUID due?
15th, 1 month after quarter end. It falls due every quarter.
Who has to file NBFC-D-LIQUID?
It applies to RBI-registered NBFC and deposit-taking NBFC.
What is the penalty for filing NBFC-D-LIQUID late?
Interest payable to the Reserve Bank on the shortfall under s.45-IB(3)

This is the standing statutory position. The government extends deadlines often, and an extension is not reflected here until the rule is updated. Mallah Software Services Private Limited is a software company and not a firm of company secretaries or chartered accountants — nothing here is legal, tax or secretarial advice. Confirm the date with your professional before relying on it. See the Professional Disclaimer.

Other RBI — NBFC obligations