NBFC Fraud Monitoring Return (FMR) due date — Fraud Monitoring Return
Also searched as: NBFC-FMR · FMR4
Quarterly Fraud Monitoring Return 4 on dacoities, robberies, thefts and burglaries, within 15 days of the quarter end. Each fraud is reported separately in the FMR within 14 days of being classified as one, and any development on it immediately.
Next due date
15 January 2027for Q3 FY 2026-27
If it is late: Monetary penalty for delayed or suppressed fraud reporting — ₹5,00,000
Get told before NBFC Fraud Monitoring Return (FMR) is due
We will email you a week before the next one, and before each one after that.
One email per occurrence of NBFC Fraud Monitoring Return (FMR), and nothing else unless you tick the box above — and your address is never sold or passed on. We send a link to confirm first, and nothing goes out until you follow it. Every message has a one-click link to stop. See the Privacy Policy.
- Due
- 15th, 1 month after quarter end
- Frequency
- Quarterly
- If it lapses
- Monetary penalty for delayed or suppressed fraud reporting — ₹5,00,000
- Statutory reference
- Paras 21(17) to (19) and 23(3) to (5), RBI (Non-Banking Financial Companies - Supervisory Returns) Directions 2026 (RBI/DoS/2026-27/466); Reserve Bank of India (Non-Banking Financial Companies – Fraud Risk Management) Directions 2026 (RBI/DoS/2026-27/463)
Where this date comes from
- The instrument
- Paras 21(17) to (19) and 23(3) to (5), RBI (Non-Banking Financial Companies - Supervisory Returns) Directions 2026 (RBI/DoS/2026-27/466); Reserve Bank of India (Non-Banking Financial Companies – Fraud Risk Management) Directions 2026 (RBI/DoS/2026-27/463)
- The authority
- Reserve Bank of India
Mallah Software Services Private Limited has not independently verified this against the gazette. The citation above is the instrument this date is taken from, and it is exact enough for a professional to check. Inside Lawzer a company secretary or chartered accountant can record that they have checked it, against the rule as it read on the day — and that record is withdrawn automatically if the rule later changes. A date nobody has checked says so.
Who has to file it
Every one of these has to hold before NBFC Fraud Monitoring Return (FMR) binds an entity:
- an NBFC in the Middle or Upper Layer, or in the Base Layer with assets of ₹500 crore or more
- Filed on:
- RBI CIMS
- Usually owned by:
- Accountant
- Typical effort:
- 3 hours
Common questions
- What is the due date of NBFC Fraud Monitoring Return (FMR)?
- It is next due on 15 Jan 2027, for Q3 FY 2026-27. 15th, 1 month after quarter end. It falls due every quarter.
- Who has to file NBFC Fraud Monitoring Return (FMR)?
- It applies to an NBFC in the Middle or Upper Layer, or in the Base Layer with assets of ₹500 crore or more.
- What is the penalty for filing NBFC Fraud Monitoring Return (FMR) late?
- Monetary penalty for delayed or suppressed fraud reporting — ₹5,00,000
- How do I file NBFC Fraud Monitoring Return (FMR)?
- The NBFC’s authorised user logs in to the RBI’s CIMS portal, selects the return and the reporting period, fills in or uploads the data in the prescribed template, validates it and submits it before the due date.
This is the standing statutory position. The government extends deadlines often, and an extension is not reflected here until the rule is updated. Mallah Software Services Private Limited is a software company and not a firm of company secretaries or chartered accountants — nothing here is legal, tax or secretarial advice. Confirm the date with your professional before relying on it. See the Professional Disclaimer.